The other day I was checking out and my total came to $1.09. I whipped out my credit card to my Mother’s surprise. “You’re paying a $1.09 purchase with a credit card?” Why, yes I am. I then explained how I “stick it to the man” by paying small purchases with a credit card at national chain stores since it costs more to process the card than the item itself. Most credit card companies charge a fee of 20-50 cents to process a credit card plus a percentage fee of 5% or more of the purchase price. The fees vary depending of the credit card processor but they all have a fee plus percentage. Fees are usually waived if you use your debit card with pin since that acts as an electronic check.
- Posted Jan. 16, 2013
- Sticking it to the man!
Then I explained that small businesses are exempt from my “stick to the man” rule and that I try to pay cash so they keep more of their profits.
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