According to Forbes, here are the top five countries to retire to in 2014.

The List

According to Forbes, here are the top five countries to retire to in 2014:

1. Panama
2. Ecuador
3. Malaysia
4. Costa Rica
5. Spain

Number to Know

35 percent: Be sure to pay your bills on time and at more than the monthly minimum. Sure, it's intuitive, but simply paying your bills on time accounts for about 35 percent of your credit score. Start with your holiday shopping bills and make sure that at least the minimum required balance is paid — even if you can't pay them in full.

— Brandpoint

Tech Talk

Liberty Media has made a non-binding offer to acquire the shares of Sirius XM that it doesn't already own for well below the $4.18 peak price at which SIRI has traded in recent months, Forbes reports.